Loans come in all various forms and it’s important that you apply for the one most suitable for you.
For instance, they often come with different repayment terms accompanied with fixed or linked interest rates.
It often depends on how impressive your credit score is or with which institution you’re applying with.
For example, a loan shark would charge a much higher interest rate, as well as more stringent terms, compared to getting one through FNB.
This means that you could unwittingly sign up for a personal loan at higher interest rates than you expected.
They generally take the form of unsecured loans while the secured type would require collateral to be put up by the applicant.
It’s also advisable, to ensure you’re applying for the appropriate type of credit, to apply through a reputable lending institution.
Below are some of the various types of loans you could apply for.
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Student Loans South Africa Student loans exist purely to provide funding to students to pay for their university fees which usually include not only the cost of tuition, but also their books & accommodation. Notwithstanding the #FeesMustFall movement in South Africa, it is still highly likely that new students & those currently at varsity may
What Type Of Loan Is Best For You? With all the various types of loans available it is important to choose the best loan for your needs. Committing to the wrong type of loan could cost you unnecessary interest charges and high repayment amounts. Once you have committed to to the terms of the loan
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Bond Repayment Calculator Using a home loan calculator is the best way to quickly assess the affordability of the home you want to buy. With this bond repayment calculator you will be able to see exactly how much interest you will be paying as well as the actual monthly repayment amounts (including the interest). Furthermore,
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Vehicle Finance For Blacklisted Need a Car But Cannot Get Financing Because You Are Blacklisted? The good news is that for those people who may have judgements & are blacklisted there are excellent options available for you to get finance for your vehicle. Many of us are fully aware of how difficult it is to
